Farar & Lewis LLP - Los Angeles Personal Injury Lawyers
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Fresno Personal Injury Lawyers

Farar & Lewis is a trustworthy, and well known, Fresno personal injury law firm. Our personal injury lawyers place the utmost emphasis on providing concierge legal help to each and every single client we work with. Our frenso personal injury lawyers understand that it’s our job to help hold the responsible party accountable for the pain and suffering you’ve suffered. Our personal injury lawyers have over 30 years of combined experience, and over $50 million in combined verdicts and settlements.

 

Each and every one of our clients works directly with one of our founding partners. We provide each client with the utmost highest level of service, patience, and effort. Our focus is on helping you make the most out of your case, and that means paying 100% attention to you. It also means taking on fewer clients, in order to give better results, and better service. We charge no upfront fees ever, and never charge a penny unless we’re able to win your case and get you compensation. If we can’t give get you compensation, we don’t get paid.

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3 Reasons To Choose Farar & Lewis

  • Personal Attention

    Farar & Lewis takes on significantly fewer clients than most Fresno personal injury law firms. Our only goal is to help you get success, and quality legal representations. Regardless of how tough your case is, one of our founding partners handle each and every client. That ensures that your case is given the priority it deserves. You can contact your assigned Fresno personal injury attorney at any time of day. You have direct access, in the office, or via the attorneys cell phone – so you can reach him always. Regardless of what you’re facing, we can help. That means we can help repair your car, get you medical help, and more. Our only goal is to help you recover, and heal.

  • Respected Lawyers

    Our Fresno personal injury attorneys have been recognized as leaders in the state of California. We’ve won over $50 million in compensation, and are recognized by lawyer ranking platforms like Super Lawyers, Avvo, Million Dollar Advocates Forum, and many other ranking services.

  • No Fee Ever. Unless We Win.

    Our personal injury law firm never charges any upfront fees, and only gets paid when you get paid. If we can’t help win your case, we don’t get paid. Our firm works on a contingency fee basis, which means we never charge upfront fees. We only get paid if and when we win your case.

-Risk Free Consultation. No Upfront Fees-

If you or someone you know needs help, it will cost you nothing to discuss your injury case with an attorney. Give us a call anytime or contact us via the form below.

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What Our Clients Say About Us

  • "I had an accident that almost cost me my life. At first I was not going to pursue a case because, I was thinking how could I afford an attorney being a college student? But Farar Law changed all of..." -Rhyann H.

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  • "I was driving home merging onto the 110 S/B FWY, when I was rear-ended. Immediately, I felt pain to my lower back and neck. Initially I thought I would be okay, but as time went by I wasn't feeling any..." -Robert F.

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  • "My daughter and I, were victims of a drunk driver. He went off the freeway and landed on my vehicle. My back window was shattered and my baby was in the backseat. Luckily we were okay. Sore and bruised, but..." -Amanda Ortega.

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  • "I had an accident that almost cost me my life. At first I was not going to pursue a case because, I was thinking how could I afford an attorney being a college student? But Farar Law changed all of..." -Fabian V.

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Testimonials

Do Insurance Companies Limit Car Accident Payouts in Fresno?
In a fair world, car accident victims who suffer catastrophic injuries should receive compensation from the responsible party. Since in many cases the at-fault driver’s insurance company is the one to pay, that payout could be much less than the victim deserves. Even when injuries are minor, some insurance companies act on their incentive to save money more than being fair to the injured.

If you or a loved one has been injured, you may want to file an injury claim against the at-fault driver. Before you do, however, there are a few California state laws that can help you understand the process.

Limitations on Car Accident Payouts in Fresno

One important law that can determine whether you have a right to file a claim is the statute of limitation. From the date of your car accident, you have two years to file an injury claim. This requires filing your initial complaint with the right branch of the civil court system in California.

Another important thing to remember is the reason insurance companies attempt to limit payouts. Basically, payouts are limited by insurance companies because their profits will suffer. When you pay car insurance premiums, a small percentage of those premiums count toward profits. Real money is made by insurance companies that saves money on claim settlements. Where approximately 3% of premiums go to profits, 100% of every dollar saved in an insurance claim goes to profits.

Yes, insurance companies are in the business of making money. Therefore, their goal is not to be fair when making a settlement offer.

Not only are you subjected to the for-profit insurance industry while trying to recover from serious injuries, but California law also places limits on car accident payouts.

One example of this is with uninsured drivers after a car accident. Under California law, most uninsured drivers are not eligible to recover noneconomic pain and suffering damages. The law prevents such payments even if the other driver caused the accident.

Noneconomic damages also cover physical impairment, disfigurement and the inconvenience being in an accident has caused. Like most rules, however, there is an exception.

An uninsured driver can recover noneconomic damages if during the time of the accident, the other driver was under the influence of alcohol or drugs. Additionally, the impaired driver must be convicted of a DUI charge connected with the accident.

Car Insurance Rules and Regulations for California Drivers

Car insurance is factored in a claim for injuries after an accident. Whether you file a claim under your policy or the other driver’s, the maximum payout you receive is connected to the policy coverage.

Minimum amounts for liability in a car insurance policy are:

• $15,000 for one person’s injury or death
• $30,000 for more than one person’s injury or death
• $5,000 for property damage

Since California does not require drivers to carry underinsured or uninsured motorist coverage, this could leave you in a state of uncertainty after the accident.

Contact an Experienced California Car Accident Lawyer

You might believe that hiring a car accident attorney is not necessary if your case appears obvious of who is at-fault. Perhaps you did not incur too many losses: several missed days from work or minor injuries. Or, maybe you were rear-ended at a stop sign and damage to your car was minimal.

Either one of these instances may appear to have minimal consequences, especially if a trip to the doctor reveals a few bumps and bruises. The at-fault driver’s insurance company may accept responsibility, but will still haggle you on how much it is willing to pay.

Sure, the insurance company may offer to reimburse medical expenses and repairs to your car, but they might not offer to pay more to cover your inconvenience from being in the accident.

Further, they might try to claim that you share some or all of the fault in the accident. This is especially true if your injuries prove to be significant beyond minor cuts and bruises. Before they offer a fair payout, they will try to discredit your claim. Some will even attempt to use past medical conditions against you.

This is the perfect time for you to contact a car accident lawyer who is very familiar with California laws. He or she will use this knowledge to handle the back and forth most insurers play to avoid being financially responsible.

A good attorney can anticipate and avoid obstacles that you would never recognize on your own. Therefore, make sure your rights are fully protected in a car accident lawsuit.

I was in an accident involving an out-of-state driver. Can you help me?

Regardless of the time of the year or whether the economy is up or down, Southern California remains one of the top vacation spots for the rest of the country. Since many of these visitors will drive their own cars, or will be driving a rental car, it is almost guaranteed that there will be least one accident per day involving a Southern California resident and an out-of-state driver.

Q: I was in an accident involving an out-of-state driver. Can you help me?

A: Yes, we can. Accidents where an out-of-state driver is involved are becoming more common with each passing year in Southern California. Fortunately, if you were injured in such an accident, practically all the legal procedures involved with a non-resident defendant will be the responsibility of the personal injury lawyer that is handling your case.

Q: I was injured in an accident in which an out-of-state driver was clearly at fault. What should I do?

A: Regardless of who was at fault, if you were injured in an accident the first thing that you need to do is to get medical attention for your injuries. What may seem a minor injury to you at the time of the accident could later cause major health problems if left untreated.

You will probably have notified your insurance company within a few days after the accident. You should follow your insurance company’s instructions as to what information they will need to process your claim. The only thing that you should not do is sign anything, no matter how innocent or unimportant it may appear, related to your injuries without first consulting your attorney.

Q: My injuries in the accident were minor. Why would I need a personal injury attorney?

A: Even if your injuries were minor, there are several other things that your attorney will be dealing with. Most importantly will be the issues related to dealing with two different insurers that issued auto insurance policies to residents of two different states.

Auto insurance policies are issued in compliance with the insurance and motor vehicle laws of the state where the policyholder lives. The laws of that state may be different than those of California, even though the civil laws of California will govern how your case will progress through the courts. Unless you have a good knowledge of California law as well as the laws of the other driver’s home state, you would soon be spending quite a bit of time just doing the paperwork that would be generated by your claim.

Q: What can I expect to happen as my case moves through the system?

A: Once you have hired a personal injury attorney, your attorney will notify all the other parties involved with your case that all correspondence related to your case be directed to him/her. This is to protect you from attempts to confuse or mislead you about important details of the case. Your attorney will also make sure that your insurance company will live up to the details of your policy regarding such things as medical bills, repairing or replacing your automobile, or representing you at any required court proceedings.

At some point your insurance company will want to be reimbursed for its expenses related to your claim. It will do this by submitting what is known as a “subrogation” claim to the responsible driver’s insurance company. Usually this will not concern you but there are times when a lawsuit may be filed by one of the companies involved. You maybe asked to provide additional information or even to make a sworn statement regarding the accident. Your attorney will handle the details of these requests for you as well as give you advice on your responsibilities in these matters.

You may have to file a lawsuit against the other driver. Your attorney will also handle the details of this as well, but be aware that your claim or lawsuit will probably move slower because of the legal requirements regarding an out-of-state party involved in a California lawsuit.

Q: So I really do need to involve a personal injury attorney in my case?

A: Absolutely. Accident injury cases can become quite complicated from a legal perspective, and even more so when an out-of-state defendant is involved. By working with a personal injury attorney you will be assured that no detail of your case will be overlooked and that your legal right to recover damages from the responsible party will be protected.

If you or someone you know needs help, it will cost you nothing to discuss your injury case with an attorney. Give us a call anytime or contact us via the form below.

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